Remember our lengthy discussion on negative interest rates in the Fintech class? In these unusual times, so many truisms about finance are becoming untrue. In Denmark, a country with a long history of negative interest rates, the central bank announced 20 year home mortgages at a fixed interest rate of zero percent. A 20 year, $100,000 mortgage at 3% APR would cost a homeowner $33,000.00 in interest. But this begs many important questions. Will the rental market be impacted badly? Will home prices not appreciate? Click on the image below to read further.