Business Education, Entrepreneurship, Tech

I classified the entrepreneurs who create software platforms under 3 categories.

Hi IIT-J students, In the class I discussed that while creating hosted platforms that bring demand and supply together to transact, entrepreneurs may restrict their roles solely to developing the platform and hosting it, to functioning exclusively as Subject Matter Experts who hire third party software developers, or to acting as both SMEs and software developers. Which option an entrepreneur picks depends on his/her background and other exogeneous and endogenous factors. I agree it may be argued that certain types have inherent disadvantages/disadvantages and that’s up for discussion. Click the image below to download the slides I used in the class. Hope you had some takeaways and points to ponder from this class. I admire your entrepreneurial drive and enthusiasm. I didn’t spend much time on monetizing APIs and if you have questions, please contact me in my Stanford email ID.


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Career Management, Entrepreneurship, Fintech, Python, Tech

IIT Madras launches online Bachelor, Diploma in Datascience and Programming

It’s here finally! It has been my dream that a reputed school in India offer an online undergrad degree in Computer Science and now IIT-M is doing it. Now it’s open to all. Well, almost to all. I wish IIT-M opened it to all, not solely to those who completed 12th grade! I see a big demand for this course and wish IIT-M success. This is going to open doors to so many poor, bright students. Please send me your views to my Stanford email ID.


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Fintech, Machine Learning, R programming, Tech

IIM Fintech Lecture – Indian Institute of Management – Bangalore

In this course I plan to cover items 1 through 5. I’m flexible with the level of participation from students in programming exercises in step 5 (ML). Depending on backgrounds and goals, students may choose not to program (why learn programming if you can hire a developer for 10$/Hr?) or actively program in R and/or Python.

0) How much ‘Fin’ and how much ‘Tech’?

1) How banks’ reluctance to innovate/adopt led to Fintech. Banks! You can’t bank on them.

2) The ultra-personalisation of financial services through technology – the driver behind Fintech

3) Case Studies – Peer-to-peer lending, Crypto-currencies, Robo-advisers, online-only digital banks

4) My Money Karma

5) Machine Learning using R (or Python)

Ram Subramaniam Stanford
Career Management, Entrepreneurship, Machine Learning, Tech

The 10 most in-demand skills of 2019, according to LinkedIn

I don’t like it, but the four of the 6 top skills required are IT skills! Please read on. Analytical reasoning is not exclusive to IT and I haven’t considered it as an IT only skill! Others are.

1) Cloud Computing
2) Artificial Intelligence
3) Analytical Reasoning
4) People Management
5) UX Design
6) Mobile Application Development

Click the URL and read on……

The 10 most in-demand skills of 2019, according to LinkedIn

Ram Subramaniam Stanford
Entrepreneurship, Tech

IT for Startup Ventures – IIM Rohtak

Hi all,

You will find the slide deck I used in the class in this blog. I know the class was short in duration and one core issue everyone wanted to discuss was finding a tech co-founder. While this is not easy, it’s not impossible. This requires efforts from your side to meet people outside your network and establish connections. Over time you will meet tech experts who you can trust. But you need to be relentless.

Click Here to Download Slides

Ram Subramaniam Stanford